Most of us probably face the struggle of managing our finances every day. Especially with the high rise in costs, the income that we bring in monthly does not match the rise in costs.
We can never predict when emergencies and unexpected events will occur in our lives. Whether it’s a sudden illness, job loss, or car repair, having an emergency fund can provide a safety net and peace of mind. Without one, individuals may have to rely on credit cards or loans to cover unexpected expenses, which can…